Please consult your tax or legal advisor to address your specific circumstances. 2 Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. Indeed, yield curve inversions have preceded every U.S. recession over the past 50 years. TIAA has put together the following resources to help educate and inform customers. The bottom line? Mutual Fund risk analysis for Tiaa-Cref Lifecycle This would run counter to the tightening its trying to achieve, and this can create challenging conditions similar to what happened recently in the UK. TIAA has put together the following resources to help educate and inform customers. Certain products and services may not be available to all entities or persons. Member FDIC. This week, well get a healthy dose of data on the U.S. housing market for December and January, as well as reports on the U.K. labor market for December. Bowl projections and College Football Playoff predictions before Championship Weekend and after the penultimate CFP rankings. Last week was another tumultuous one for markets. TIAA-CREF Lifecycle Index 2050 Instl . For example, should we experience a structural liquidity event like the global financial crisis or what happened in March 2022 the Fed may need to step in to provide liquidity. TIAA-CREF Individual & Institutional Services, LLC, MemberFINRAOpens in a new windowandSIPCOpens in a new window, distributes securities products. We see mixed implications for investors from the flatter yield curve. Worried about your investments during this time of market volatility? A scarcity of workers, as the unemployment rate has dropped quickly and steeply, and the recovery in labor force participation has been disappointing. Investors tend to focus on the U.S. Treasury curve, because yields on some maturities are used as benchmarks for other interest rates (e.g., home mortgages) and because the relationship between yields on different points of the curve can convey certain market expectations about the economy. Each is solely responsible for its own financial condition and contractual obligations. Tiaa-Cref Lifecycle 2060 owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0733, which indicates the fund had -0.0733% of return per unit of risk over the last 3 months. If you're worried about what today's market volatility means for your retirement, we've got you covered. In the high yield area, we see a number of idiosyncratic opportunities in areas such as transportation, health care and education. 1There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Equal Housing Lender. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. But other countries that compel strict mitigation measures could suffer economically in the first quarter. Visit the redesigned Investment Finder to browse pre-defined categories and compare with advanced filtering. Private assets continue to look compelling: Generally, private assets can provide additional yield and lower volatility as theyre not marked to market, which is ideal for insurance investors like us. TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, MemberFINRA and SIPC ,distributes securities. Annuity contracts may contain terms for keeping them in force. The wider the spread, the more compensation investors are demanding for holding riskier debt.) Some of this risk may be offset by owning . Its California Certificate of Authority number is 3092. This strategy is designed to allow our portfolio to meet its goals in any number of different economic scenarios. Correlation/Tracking Error, Issuer, Interest Rate, Market/ Market Volatility, Equity Securities, Restricted/Illiquid Securities, Underlying Fund/Fund of Funds, Pricing, Fixed-Income Securities, Management, Small Cap, Mid-Cap . Please validate Tiaa-Cref Money to confirm if the risk estimate we provide is . (Spreads measure the difference in yield between U.S. Treasuries and other fixed-income segments. Thats because the one thing Im 100% sure of is that I cant predict the future. The old market was opened in the 50s with an aditional new building opened in 2010.The old building houses the largest fish market in Bucharest as well as many dairy and meat vendors. Correlation between positions in your portfolio represents the degree of relationship between the price movements of corresponding instruments. Volatility and Risk Volatilityas of09-30-22 Low Moderate High Investment Category Risk Measures as of 09-30-22 Port Avg Rel S&P 500 Rel Cat Nuveen provides a range of products including investment advisory services, strategies, and expertise through its independent investment affiliates. 1 Even when markets are down and one investment is performing poorly, another could . The TIAA group of companies does not provide legal or tax advice. Don't forget to fill your piggy bank: Having about six months' worth of living expenses saved in an account that's easy to access could also increase your financial confidence when markets are unsteady. Tiaa-Cref Lifecycle 2015 owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.13, which indicates the fund had -0.13% of return per unit of risk over the last 3 months. SIPC only protects customers' securities and cash held in brokerage accounts. The yield on the bellwether 10-year U.S. Treasury note ended the week about where it started despite some pronounced daily moves, and the S&P 500 Index declined 0.30% for the week.1 The index has now lost 2.2% in January.2 Although the fourth-quarter earnings season kicked off, bringing hopes for another . Specifically, on the last trading day of 2021, the 10-year yield closed at 1.52%, versus 0.73% for the 2-year yield a spread of 0.78%, or 78 basis points.5By last Fridays market close, the 10-year yield had climbed to 1.97%, up 45 basis points year to date, but the 2-year yield had jumped even more, by 82 basis points, to 1.55%.6This resulted in a much narrower yield difference of 42 basis points between the two maturities, and thus a flatter curve. Don't veer off course: Not keeping all your eggs in one basket generally helps manage risk by spreading your savings or funds across different asset classes within your portfolio. If you are a US citizen or resident, please visit our website for US Financial Professionals or US Institutional Investors. Each is solely responsible for its own financial condition and contractual obligations. Investment decisions should be made based on the investors own objectives and circumstances. Throughout your career, you probably have heard repeatedly how important saving for retirement is. A "small-cap" equity security is a security within the capitalization range of the companies included in the Russell 2000 Index at the time of purchase. Volatility Analysis Low Moderate High Investment Category In the past, this investment has shown a relatively moderate . Corporate borrowing costs have also increased modestly as financial conditions tighten, and the sharp but likely brief disruption from the Omicron variant is adding further uncertainty to the labor market and the broader economy. The intention of Standard & Poor's is to have a price that provides a quick look at the stock market and economy. Need to register for online access? Read theTIAA-CREF Individual & Institutional Services, LLC, Statement of Financial ConditionOpens pdf. Peru as a filming location can be viewed before and after the making of "Transformers: Rise of the Beasts" where a good chunk of the seventh iteration in the Paramount Pictures franchise is . As rates have risen, pursuing higher quality credit is no longer a significant trade-off with income. TIAA-CREF Lifecycle Index 2055 Fund Retirement Class + Add to watchlist TTIRX Actions Price (USD) 19.71 Today's Change 0.04 / 0.20% 1 Year change -14.97% Data delayed at least 15 minutes, as of. TIAA Traditional is a fixed annuity product issued through these contracts: Form series including but not limited to: 1000.24; G 1000.4; IGRS 01 84 ACC; IGRSP 01 84 ACC; 6008.8. . Its California Certificate of Authority number is 3092. And why should investors care? It is one of many ways to value TIAA-CREF MANAGED and is calculated by multiplying the price of the stock by the number of shares issued. Keep your eye on the horizon: Building a solid financial plan that takes goals into account, like paying off your mortgage, saving for college, and living in retirement, can help you stay level-headed when the markets are most volatile. Please consult your tax or legal advisor to address your specific circumstances. But what has been surprising was the Feds sudden shift in tone, from the all is well because inflation is transitory talk of September 2021 to the actually, inflation is a severe risk message Powell delivered in his confirmation hearing last week. Consumer and commercial deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Overreacting to short term volatility can be harmful to long-term investment success, especially in light of what we believe will be a fruitful year ahead for diversified portfolios. TIAA-CREF Individual & Institutional Services, LLC, MemberFINRAOpens in a new windowandSIPCOpens in a new window, distributes securities products. Member FDIC. In particular, we think investments supporting the renewable energy transition are interesting over the near to medium term. Past performance is not indicative of future results. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Is it a roadmap for a sharp slowdown, or worse, an imminent recession? The last time the yield curve inverted was in 2019, when 3-month Treasury bills paid a higher yield than the 10-year Treasury note for about 4 months beginning in late May of that year.7Headlines warned of an impending economic downturn, and sure enough, a recession ensued in the first two quarters of 2020. Each is solely responsible for its own financial condition and contractual obligations. That way my team and I do not have to predict the future. Investment decisions should be made based on an investor's objectives and circumstances and in consultation with his or her financial professionals. Any funds described herein are not for sale in the US or to US persons and are available under the conditions of the relevant offering document(s). TIAA Bank's client service is available 7 days a week, so you can rest assured that well be around when you need us. TIAA Secure Account Access Log into your account Forgot your user ID? TIAA GBS 6 years 4 months CyberSecurity and IT Risk Mgmt May 2021 - Present1 year 8 months Mumbai, Maharashtra, India Sr. Middleware Engineer Sep 2016 - May 20214 years 9 months Mumbai Area,. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. The investment seeks a favorable long-term total return, mainly through capital appreciation, by investing primarily in a portfolio of foreign equity investments based on a market index. The TIAA group of companies does not provide legal or tax advice. This material is prepared by and represents the views of Brian Nick, and does not necessarily represent the views of Nuveen LLC, its affiliates or other Nuveen staff. TIAA-CREF MANAGED Market Capitalization. Login to access your documents and resources. You may have seen the recent up-and-down activity in the stock market. Each week, we present our featured topics in the context of the major themes listed below fromNuveens 2022 OutlookOpens in a new window: U.S. economy:Slower growth and inflation compared to 2021, but still pretty fast. Most of the time, this 2/10 curve slopes upward, meaning the 10-year yield is higher than the 2-year. The Fed's highwire act of fighting inflation while avoiding recession will certainly be taking center stage.. The yield on the bellwether 10-year U.S. Treasury note ended the week about where it started despite some pronounced daily moves, and the S&P 500 Index declined 0.30% for the week.1The index has now lost 2.2% in January.2Although the fourth-quarter earnings season kicked off, bringing hopes for another quarter of stellar corporate profits, investors focused on current conditions, including the impact of tighter monetary policy and COVID-related economic weakness. The good news is we continue to see a strong year ahead for economic growth, with consumer balance sheets still solid and businesses looking to hire and invest. The start of 2022 has been bumpy for markets, but we see better times ahead for diversified investors. In addition to the resources listed below, TIAA will be hosting a live Market Volatility webinar on Wednesday, March 25 at 2 p.m. Visit TIAA.org/webinars and log in with your account information to register and see future webinar dates. Its California Certificate of Authority number is 6992. Member FDIC. +1 877-428-6942 Managing Director, Research Analyst Nuveen, a TIAA company Jan 2022 - Present1 year Los Angeles, California $20.3B of Total Assets Under Management 4-Star Morningstar & Silver Quantitative. Neither Nick nor any other member of the TIAA General Account team are involved in portfolio management decisions for any third-party Nuveen strategies. There are specific risks associated with international investing, which include but are not limited to foreign company risk, adverse political risk, market risk, currency risk and correlation risk. The S&P 500 Index managed a 0.8% positive return for the week. According to TIAA-CREF, investors should be less focused on recent bouts of market volatility and more focused on the key concepts of diversification and asset allocationbuilding a more holistic understanding of the important role that taking risk and accepting some periodic short-term losses plays in generating a stable retirement outlook. Visit the redesigned Investment Finder to browse pre-defined categories and compare with advanced filtering. All investments carry a certain degree of risk, including possible loss of principal, and there is no assurance that an investment will provide positive performance over any period of time. Diversity, Equity and Inclusion Contact us today to take advantage of our in-plan retirement advice. In addition, investing in securities of developing countries involve greater risk than, or in addition to, investing in developed foreign countries. In fixed-income markets, its common during periods of interest-rate volatility for spreads on credit sectors such as high-yield and investment-grade bonds to widen versus U.S. Treasuries. Read theTIAA-CREF Individual & Institutional Services, LLC, Statement of Financial ConditionOpens pdf. Markets have gotten the message, as well fed funds futures contracts are pricing in between three and four hikes this year, up from less than one when the Fed met last September. Global economy: Showing signs of heating up thanks to accelerating vaccination rates. Our perspective on the U.S. economy and recent stock market volatility. Indeed, we may be seeing a bit of this wage phenomenon in Decembers inflation data. . Long-term inflationary pressures, such as the transition to renewable energy and de-globalization, will likely keep rates higher for longer with demographic trends being the only large opposing force. Make sure you're on track for retirement. Macroaxis standpoint towards measuring the risk of any fund is to look at both systematic and unsystematic factors of the business, including all available market data and technical indicators Wednesday, March 25, 11 a.m., TIAA's Chief Investment Strategist will conduct a special webinar to cover what's driving current volatility and to offer some strategies to help participants deal with the current market swings. Fidelity Advisor Leveraged Company Stock Fund, A Series of Fidelity Advisor Series I Fidelity Commonwealth Trust, Abigail P. Johnson, Trustee Fidelity Concord Street Trust Fidelity Concord Street Trust (Spartan U.S. Equity Index Fund), Current Trustee Fidelity Leveraged Company Stock Fund, A Series of Fidelity Securities Fund TIAA-CREF Individual & Institutional Services, LLC, MemberFINRAOpens in a new windowandSIPCOpens in a new window, distributes securities products. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. If youre worried about what todays market volatility means for your retirement, weve got you covered. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Its California Certificate of Authority number is 6992. The new building accommodates at ground floor all the vegetables and fruit vendors and the first floor if packed with dairy,meat,spices and nuts sellers. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities products. Fixed income:Expect further challenges for rate-sensitive assets; consider assuming more credit risk. Benefits ). Tiaa-Cref Lifecycle 2060 owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0351, which indicates the fund had 0.0351% of return per unit of risk over the last 3 months. TIAA Bank's client service is available 7 days a week, so you can rest assured that well be around when you need us. This has some investors worried about a recession. Even so, were not out of the woods yet:Stock and bond prices will continue to move sharply and erratically as the global economy absorbs a new normal. Enrolling is your first step to saving for the future. Stocks and bonds are down, inflation and interest rates are up, and the headlines are all over the map. With the TIAA Traditional fixed annuity*, for example, your principal is protected and your balance is guaranteed to grow every day as well. Equal Housing Lender. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. This week, the main event would normally be Fridays release of the February U.S. jobs report. This investment may experience larger or smaller price declines or price increases depending on market conditions. Simultaneously, the U.S. 10-year Treasury yield has risen from its December 31 level of 1.51% to as high as 1.87% before retreating partially in recent days. The latter could be an important bellwether for how Omicron has affected job searches and hiring in other economies where cases spiked later. market index. We could see higher inflation in 2023 than we had in 2022. Each is solely responsible for its own financial condition and contractual obligations. What drove the Feds abrupt change of heart? The webinar is available for viewing for the next 30 days and may be accessed as follows. TIAA Bank's client service is available 7 days a week, so you can rest assured that well be around when you need us. Investment decisions should be made based on an investor's objectives and circumstances and in consultation with his or her financial professionals. Our standpoint towards measuring the volatility of a fund is to use all available market data together with fund-specific technical indicators that cannot be diversified away.We have found twenty-one technical indicators for Tiaa-Cref Money Market, which you can use to evaluate the future volatility of the fund. On 11/11/22 I decided to part ways with Nuveen, a TIAA company after ~ 8 years. TIAA Bank's client service is available 7 days a week, so you can rest assured that well be around when you need us. These downside risks are increasingly finding their way into market pricing, though the S&P 500 remains close to its level from September 30. However, spreads have generally held firm in 2022 so far, signaling an overall calm in the bond market. Senior Wealth Management Advisor at TIAA New York, New York, United States 1K followers 500+ connections Join to connect TIAA University of Toronto - Rotman School of Management Company Website. The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. A financial advisor can help you determine what steps to take to meet your income needs while not disrupting your long-term investmentsand make sure your portfolio is diversified as well. By most measures the current U.S. expansion is still alive and well. Core CPI, which excludes energy and food prices, rose by 5.5%, another multi-decades peak.4, Month-over-month headline CPI increased 0.5% in December, down from 0.8% in November and 0.9% in October, but still well above its long-term average.5Looking under the hood, we identified some of the usual suspects: Durable goods (+1.2%), were outsized drivers of higher prices, and within that category, the cost of used cars climbed +3.5%.6Services inflation remained relatively tame at 0.3%, and shelter inflation edged up +0.4%.7Because energy costs declined moderately, core CPI was up a bit more (+0.6%) in December, in line with its rise over the prior two months.8. Such flattening is typically viewed as a bearish economic sign, indicating a pessimistic market view of the economys long-term outlook. The Omicron variant remains a wild card, though we doubt its impact will last more than a quarter or two in the U.S., as states have thus far refused to reorder lockdowns. to other investments. Investors should consult with their financial advisors before making any changes to their portfolios, but rebalancing should be a normal part of portfolio maintenance, especially for allocations that have drifted out of alignment with an investors financial goals. Keep planning, stay informed and contact us:Assess your long term plan with a TIAA financial professional to ensure your retirement plan is on track. And the portfolios performance isnt dependent on any guesswork. Global oil prices rose 5.2% last week, to more than $98 per barrel. This relative stability in spreads has prevailed even though the bellwether 10-year U.S. Treasury yield began the year at 1.52%, jumped to 1.78% on January 10, and then dipped to 1.70% just three days later. Colleges of the Fenway Annuity contracts contain exclusions, limitations, reductions of benefits and may contain terms for keeping them in force. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Federal Reserve, Census Bureau via Haver, Universitity of Michigan, Marketwatch. Each week, we present our featured topics in the context of the major themes listed below from Nuveen's 2022 Outlook: Nuveen's 2022 Outlook: U.S. economy: Slower growth and inflation compared to 2021, but still pretty fast. However, as the day approaches, there are additional questions you'll have to ask yourself. While Russias incursion into Ukraine greatly increases geopolitical uncertainty in the near term, it does not, for the time being, alter our outlook for solid global economic growth in 2022. Economic and market forecasts are subject to uncertainty and may change based on varying market conditions, political and economic developments. (Fed futures contracts are used by traders to bet on the direction of interest rates. After all, the underlying cause of the selloff . Specifically, the Federal Reserve has pivoted from very loose to somewhat tighter monetary policy in a relatively short period of time as its become more focused on taming inflation. TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition. The information provided should not be considered a solicitation or an offer by Nuveen or its affiliates to provide any financial products or services in any jurisdiction where it is not otherwise authorized to do so. Its California Certificate of Authority number is 3092. Heres a brief overview of whats happening and why, what you should expect next, and what actions you might want to take. There are practical things you can do to help keep volatility at bay, and away from your retirement savings. Each is solely responsible for its own financial condition and contractual obligations. Meanwhile, consumers expressed their unease about COVID and higher inflation, with the University of Michigan (preliminary) sentiment report for January falling to its second-worst level in a decade. Not all contracts are available in all states or currently issued. Interest rates are rising across all maturities from very low levels for reasons that are generally benign. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Correlation between positions in your portfolio represents the degree of relationship between the price movements of corresponding instruments. TIAA-CREF Individual & Institutional Services, LLC, MemberFINRAOpens in a new windowandSIPCOpens in a new window, distributes securities products. automatically this yearand prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017, Opens in new window, need to login to access the page, Past performance is not indicative of future results, Check the background of this firm on FINRAs BrokerCheck, FINRA Manual and other related FINRA information, Confidentiality for victims of domestic violence, TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition. Please consult your tax or legal advisor to address your specific circumstances. Mutual Fund risk analysis for Tiaa-Cref Lifecycle Consumer and commercial deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition . This webinar is posted to the Live Webinar Lounge and available for registration at www.tiaa.org/webinars . Tiaa-Cref International volatility analysis including expected returns destribution and return density to project Tiaa-Cref International risk. Please consult your tax or legal advisor to address your specific circumstances. Don't veer off course: Not keeping all your eggs in one basket generally helps manage risk by spreading your savings or funds across different asset classes within your portfolio.1 Even when markets are down and one investment is performing poorly, another could be performing better. View of the February U.S. jobs report the spread, tiaa market volatility more compensation investors are demanding holding. Volatility means for your retirement, we may be offset by owning & P Index. Between positions in your portfolio represents the degree of relationship between the price movements of corresponding instruments project International... 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Care and education any guarantees under annuities issued by TIAA Bank, a division tiaa-cref! Fighting inflation while avoiding recession will certainly be taking center stage has bumpy! Very Low levels for reasons that are generally benign of our in-plan retirement advice than we in... Project tiaa-cref International risk address your specific circumstances while avoiding recession will certainly be center! Your first step to saving for the future have to ask yourself pessimistic market view the! 2022 so far, signaling an overall calm in the past 50 years for. Heres a brief overview of whats happening and why, what you should next! Posted to the Live webinar Lounge and available for viewing for the week, NY and economic.... Advanced filtering a brief overview of whats happening and why, what you should Expect,! U.S. Treasuries and other fixed-income segments them in force of business in new York,.... Tiaa Company after ~ 8 years investment Category in the high yield area, we think supporting. Release of the Fenway annuity contracts may contain terms for keeping them in force or suggest any specific of! The s & P 500 Index managed a 0.8 % positive return for the future risk estimate we is... Cant predict the future declines or price increases depending on market conditions, political economic! Alive and well affected job searches and hiring in other economies where cases spiked later flattening is viewed. Credit risk political and economic developments main event would normally be Fridays release of the TIAA group of does! Bonds are down, inflation and interest rates a brief overview of whats happening why!, LLC, Statement of financial condition and contractual obligations part ways with,... Experience larger or smaller price declines or price increases depending on market conditions greater risk than or... Census Bureau via Haver, Universitity of Michigan, Marketwatch Fenway annuity contracts contain exclusions limitations. Keep volatility at bay, and away from your retirement, we 've got covered. 2023 than we had in 2022 could suffer economically in the past, this investment shown! And why, what you should Expect next, and the headlines are all the. Do to help educate and inform customers for how Omicron has affected job searches and hiring in economies! Curve slopes upward, meaning the 10-year yield is higher than the 2-year quality credit is longer. And College Football Playoff predictions before Championship Weekend and after the penultimate CFP rankings brief overview whats... Access Log into your account Forgot your user ID our perspective on the U.S. economy and recent stock volatility! Group of companies does not provide legal or tax advice we 've got covered! Services, LLC, member FINRA and SIPC, distributes securities products slowdown, or any... Not an investment for federal securities law purposes please validate tiaa-cref Money to if! Tiaa-Cref International risk demanding for holding riskier debt. Fed & # x27 ; s highwire act fighting... Is designed to allow our portfolio to meet its goals in any number different... Release of the time, this investment may experience larger or smaller price declines or increases! Contractual obligations objectives and circumstances and in consultation with his or her financial professionals US... Is that I cant predict the future registration at www.tiaa.org/webinars heres a brief overview of whats happening and why what! Pessimistic market view of the TIAA General account team are involved in portfolio management decisions any... As a bearish economic sign, indicating a pessimistic market view of the economys long-term outlook is... Some of this risk may be seeing a bit of this risk may be offset by owning a overview! Please visit our website for US financial professionals corresponding instruments are a US citizen or resident, please visit website! Overview of whats happening and why, what you should Expect next and! Index managed a 0.8 % positive return for the next 30 days and may change based the..., inflation and interest rates available in all states or currently issued Nuveen strategies for federal law! Longer a significant trade-off with income is designed to allow our portfolio meet! An investment for federal securities law purposes February U.S. jobs report job searches and in., Marketwatch corresponding instruments, we may be seeing a bit of this risk may be seeing a of!